First 90 Germany

Your first 90 days in Germany, in the right order

German paperwork is a chain: one document unlocks the next. These guides tell you the order, the documents and the real costs, checked against official and provider sources.

The 90-day checklistEvery step from visa to residence permit, in order. Blocked accounts comparedExpatrio, Fintiba and Coracle: 12-month cost, speed, refunds. Blocked account calculatorThe exact amount to send and what the provider costs. Health insurancePublic vs private, 2026 costs, and the exemption trap. Broadcasting fee€18.36 per flat: who pays in a shared flat. Tax ID (Steuer-ID)How it arrives and what to do if it doesn't.

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