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Short answer: rent decides almost everything. An average room in a shared flat costs about €510 a month in Germany (winter semester 2026/27, utilities included), from about €305 in Chemnitz to €850 in Munich. Add roughly €165–225 a month for health insurance, the semester fee and the broadcasting fee, then food and personal costs. Compare cities below, or open a city guide for registration and residence-permit steps: Berlin, Munich, Hamburg, Cologne, Frankfurt, Stuttgart, Aachen, Leipzig, Dresden.
Average room in a shared flat, by city
Show as a table
| City | € per month (warm) | Semester of data |
|---|---|---|
| Munich | 850 | Winter 2026/27 |
| Berlin | 650 | Winter 2026/27 |
| Hamburg | 650 | Winter 2026/27 |
| Cologne | 640 | Winter 2026/27 |
| Frankfurt am Main | 630 | Winter 2026/27 |
| Düsseldorf | 630 | Summer 2026 |
| Stuttgart | 560 | Winter 2024/25 (latest published) |
| Germany average | 510 | Winter 2026/27 |
| Leipzig | 405 | Summer 2025 |
| Bochum | 385 | Summer 2026 |
| Bielefeld | 375 | Summer 2026 |
| Dresden | 350 | Summer 2025 |
| Chemnitz | 305 | Winter 2026/27 (median) |
Source: Moses Mendelssohn Institut and WG-Gesucht.de, analyses of shared-flat listings in German university towns (rooms in flats of 2–3 people, warm rent). Aachen has no published shared-flat average; see the Aachen guide for flat rents.
Budget calculator
Pick a city to load its average room price, then adjust every field to your own situation. Food, phone and other costs are example values, not averages; enter your university's exact semester fee.
- Rent:
- Semester fee:
Semester fee per month: … · Your share of the broadcasting fee: …
Total per month:
…
What's the same everywhere
- Health insurance: about €141–146 a month at the public student rate (TK 2026). Public vs private health insurance
- Broadcasting fee: €18.36 per flat, shared between flatmates. Who pays the broadcasting fee
- Blocked-account payout: €992 a month in 2026, the official minimum budget for students. Calculator
Common questions
How much does a room cost for students in Germany?
About €510 a month on average for a room in a shared flat (winter semester 2026/27), from about €305 in Chemnitz to €850 in Munich.
Is €992 a month enough to live in Germany as a student?
In most cities yes, if you live in a shared flat; in Munich it is tight. Use the budget calculator on this page with your real rent.
Sources
- WG-Gesucht / Moses Mendelssohn Institut: winter semester 2026/27
- WG-Gesucht / Moses Mendelssohn Institut: summer semester 2026
- Report on 2026 room prices incl. Chemnitz
- Die Sachsen: Leipzig and Dresden room prices (MMI, summer 2025)
- TK: student contributions 2026